Deneo Partners

Experience
Mr. Christophi began his career as an external auditor with Andersen Worldwide and Pannell Kerr Foster. He then joined the internal audit department of Eurobank in Greece. After spending 3 years with Eurobank he joined HSBC’s Investment Banking division in London where he was Associate Director in the financial institutions group, specializing in mergers and acquisitions as well as capital raising transactions for banks and other financial institutions. He was also Chief Financial Officer and a member of the investment committee at Dafolia Management (family office) in Amsterdam. His latest role was that of Chief Financial Officer at a Global FX Broker.

Education
Mr. Christophi holds a Bachelor’s Degree in Accounting and Financial Management from the University of Essex and an MBA from the Kellogg School of Management at Northwestern University.
He is a Fellow of the Institute of Chartered Accountants in England & Wales (FCA) and a Member of the Association of Certified Fraud Examiners (CFE).

Experience
Mr. Kyriacou began his career in the financial services industry as a registered Securities Representative with Raymond James (USA). He then worked on several Global organizations holding key positions such as Head of Portfolio Management and Chief Financial Services Manager at ICFI (part of Interros Group) as well as Director of Financial Services and Chief Compliance Officer at FxPro Financial Services. He then joined IronFX Global where he held the role of General Manager and Chief Compliance Officer. Mr Kyriacou is an expert in Global licensing and setup of investment firms in multiple jurisdictions as well as compliance and regulatory related matters. Mr Kyriacou is also a member of a committee in a company listed in the Oslo Stock Exchange.

Education
Mr. Kyriacou holds a Bachelor’s Degree in Finance from Michigan State University and an MBA from Eastern Michigan University.
He is a Chartered Financial Analyst (CFA) and a holder of various professional certifications issued by the CySEC (Advanced level) and the HCMC (Financial Instruments and Market Analyst). Mr. Kyriacou has also held the Series 63 and the Series 7 certifications.

Experience
Ms. Chrysostomou currently works as Legal and Compliance Supervisor at Deneo Partners. Her main areas of practice cover regulatory and advisory compliance, legal and corporate, FATCA/CRS consultation and Intellectual property (IP) rights protection, specializing in IP infringements, EUIPO and WIPO procedures. Prior to this, she held the position of Legal Advisor and Compliance Officer in an Investment Firm with global operations for a period of over three years. She began her professional career as a Lawyer at a Cyprus based Law firm, focusing among others on Corporate Law matters, companies’ due diligence and KYC principle implementation.

Education
Ms. Chrysostomou is an experienced professional admitted to the Public register of Cyprus Securities and Exchange Commission (CySEC) (Certification no. 4058) and eligible for the performance of various investment services. She holds a Law Degree from the School of Law, Economics and Political Studies of the Aristotle University of Thessaloniki, Greece, as well as a Master’s degree in International Banking and Finance Law from the University of Leeds in the United Kingdom.

Experience
Ms. Georgiou began her career at Deneo Partners Limited as an Associate in the Regulatory Department and advanced to Global Licensing Supervisor. Ms. Georgiou specializes in licensing applications for various jurisdictions including the Cyprus Securities and Exchange Commission (CySEC) in Cyprus, the Financial Conduct Authority (FCA) in UK, the Financial Services Authority (FSA) in Seychelles etc. She is responsible for planning and managing the entire application process, ensuring licenses meet all regulatory requirements. Ms. Georgiou is also responsible of advising clients in new regulatory developments (i.e. new regulations, directives and circulars), ensuring that their systems and controls are up to date and meet the new requirements.

Education
Ms. Georgiou holds a Bachelor’s Degree in Public and Business Administration, with focus in Operations Management, from the University of Cyprus. She is also a certified professional admitted to the Public register of the Cyprus Securities and Exchange Commission (CySEC), holding the Advanced Certificate with Certification no. 5221 and eligible for the performance of various investment services.

Experience
Mrs. Christofi currently works as Banking and PSP Supervisor at Deneo Partners. Mrs. Christofi specialises in providing banking and payment solutions globally to individuals and corporations with a focus in Forex and CFD Brokers. She is responsible for managing the entire application process, ensuring all necessary requirements are met, as well as the client needs. Mrs. Christofi is also responsible for advising clients regarding alternative banking and payment methods. Previously, she had been in charge of providing banking solutions at a global Forex Broker firm. She began her career in NHS England where she managed various departments in delivering monthly projects for five years.

Education
Mrs. Christofi holds a Bachelor’s Degree in Business Management from the University of Wolverhampton.

Experience
Mr. Hadjisavvas currently works as Legal and Compliance Officer at Deneo Partners. His main areas of practice cover legal and compliance advisory for various jurisdictions including Cyprus (CySEC), the United Kingdom (FCA) and Seychelles (FSA). Prior to this he held the position of Team Leader in a consulting firm based in Cyprus, dealing with the authorization and regulatory obligations of Cyprus Investment Firms, Crypto Assets Services Providers and Alternative Investment Funds. He began his professional career as a Trainee Lawyer at the litigation department of a Law firm in Nicosia, dealing with various areas of law such as tort, insurance and banking.

Education
Mr. Hadjisavvas is a qualified lawyer holding a Law Degree from the School of Law of the University of Surrey, and a Master’s in Business Administration (MBA) from the University of Cyprus. As part of his professional development, Mr. Hadjisavvas has attended courses relevant to financial regulation, compliance, and ethics.

Experience
Mr. Zannetos currently works as a Legal & Compliance Officer at Deneo Partners. His duties include advising clients on the establishment, maintenance, and restructuring of investment firms in various jurisdictions, such as Cyprus, Seychelles, the BVI, etc. In the beginning of his career, he served as a Trainee Lawyer at the Law Office of the Republic of Cyprus where he was involved in many civil litigation cases, mediations and represented the Attorney General at the District Court of Law.

Education
Mr. Zannetos holds a Bachelor of Laws Second Class Honours (First Division), graduating from University of Sunderland, UK. In addition to this, he holds a Bachelor of Business Administration, which he obtained from the Technological Educational Institution of Central Macedonia, Greece. He is a Member of Cyprus Bar Association and also a certified professional admitted to the Public Register of the Cyprus Securities and Exchange Commission (CySEC), holding both the AML and the Advanced Certificates with Certification no.7123 and eligible to provide various investment services.

Experience
Mr. Mamuneas currently works as a Junior Legal and Compliance Officer at Deneo Partners. His main responsibilities include assisting applicants with the preparation and filing of applications in various regulations, including offshore and Europe, as well as preparing and drafting various corporate and legal agreements within the legal and corporate department. Formerly, he began his professional career working as a trainee lawyer in a Limassol law firm where he received the opportunity to learn about the legal procedures within Cyprus and acquired the ability of preparing legal documents. Additionally, he assisted the banking department with various procedures and in communications with external partners.

Education
Mr. Mamuneas holds an LLB Bachelor’s degree in law from the University of Nicosia, and an LLM Master’s degree in international human rights law from the University of Leicester.

Experience
Ms. Paridi currently works as a Corporate Lawyer at Deneo Partners. She specializes in corporate matters, including but not limited to private and public company incorporations and services in Cyprus, Seychelles, the BVI etc. Ms. Paridi is responsible for providing legal opinions, reviewing various agreements, as well as handling all interactions of legal entities in relation to the Registrar of Companies and other governmental authorities in Cyprus and abroad. Before joining Deneo Partners, Georgia served as a Trainee Lawyer at a Cyprus law firm focusing on corporate law.

Education
Ms. Paridi holds a Bachelor of Laws (LLB) degree from the University of Reading in the UK. She has also been successfully admitted to the Cyprus Bar Association.

Experience
Ms. Loizidou currently works as a Junior Compliance Officer at Deneo Partners. Her duties include assisting with the licensing and authorization process of investment firms and other financial institutions in various jurisdictions such as Cyprus, Seychelles, the BVI, etc., providing compliance and regulatory consultation support to clients. Also, advising clients on the impact of regulatory changes in their operations and business and more. In the beginning of her career, Ms. Loizidou served as a Trainee Lawyer at a Cyprus Law Firm and at the Law Office of the Republic of Cyprus as an Attorney General at the District Court of Law.

Education
Ms. Loizidou graduated from the Newcastle University in the UK with the Bachelor of Laws (LLB) degree. She is also a member of the Cyprus Bar association.

Experience
Ms. Panayi is a Business Development Officer with Deneo Partners, where she contributes to the company’s business performance and growth, liaises with current and potential partners, and provides external consultancy services to clients, coordinating with the other company departments and the Directors. She began her career as a Risk Management and Trading Controller with Tradomatics Holdings, where she monitored and evaluated risks of the company’s trading procedures and financial performance in specific Asian markets.

Education
Ms. Panayi holds a Bachelor’s Degree in Public and Business Administration – Operations Management from the University of Cyprus, and a Master of Science Degree in Information Systems from the European University of Cyprus.

Experience
Ms. Stefanou currently works as Head of Accounting at Deneo Partners with a decade of Accounting & Finance experience in the FinTech and Forex industry. She was previously employed as Head of Finance with her main portfolio consisting of Fintech companies registered in Australia, Estonia and Bulgaria. Prior to that, she was Supervisor for 5 years at a well-known Service Provider firm with her portfolio dedicated to CySEC regulated companies. Her career began as an Accountant for a CySEC regulated company. Ms. Stefanou has been professionally exposed to many Financial Institutions (EMIs, PSPs), Client Reconciliation, Revenue Platform, VAT/VIES/OSS, Management and Financial Accounting.

Education
Ms. Stefanou holds a Barchelor’s Degree in Accounting and Finance from Manchester Metropolitan University (Business School), UK and is a member of the Association of Chartered Certified Accountants (ACCA) and a member of ICPAC.

Experience
Mr. Pampakas is an Associate in the Accounting Department working closely with EMIs and various Forex Brokers. He is responsible for the day to day financial transactions of the Company and its clients. His duties include, among others, invoice processing, tax related matters, payroll management, daily bookkeeping records, billing and tracking business expenses. Prior to his current role, he worked as an Accountant in a Forex Broker firm. Mr. Pampakas began his career as an Account Opening Administrator at a global FX Broker. He then spent 2 years with the company’s Clients’ Money Reconciliation. In the same company, he had the opportunity to join the accounting department as an Accounting Officer.

Education
Mr. Pampakas holds a Barchelor’s Degree in Accounting and Finance from Nottingham Trent University, UK.

Experience
Mrs. Siskou currently works as a Senior Accountant at Deneo Partners, with more than a decade of accounting and finance experience, leveraging her extensive experience in the field. She was previously employed at a reputable accounting and audit firm, dealing in the FinTech and Forex industry and managing a portfolio consisting of CySEC, Seychelles and Belize regulated firms. Her career began with a smaller firm, focusing on accounting for Forex companies and investment firms and MT4/MT5 platform software providers. Mrs. Siskou has been professionally exposed to an array of financial institutions (i.e. EMIs, PSPs, E-wallets) and has experience in client reconciliation, MT4/MT5 platforms, VAT/VIES/Payroll and Financial Accounting.

Education
Mrs. Siskou holds a Bachelor’s Degree of Arts – Psychology from York University, Toronto and has completed all LCCI certificates and obtained the LCCI Accounting Higher Certificate.

Experience
Ms. Madeleine is Compliance Manager at Deneo Partners (Seychelles) Ltd. Her duties include managing the compliance level of the company with local Financial Services Authority (FSA) regulations; assisting in the formulation and implementation of various company manuals and procedures; and advising on compliance and Anti-Money laundering matters. Ms. Madeleine is also an approved outsourced compliance officer as per the Code of Outsourcing of Compliance Function by the FSA. She began her career as a Supervision officer at the Fiduciary Section with the FSA, moved to the Capital Markets and Collective Investment Schemes Supervision Section as Supervision officer, was later transferred to the Risk and Compliance Unit, and then to the Policy and Legal Section of the FSA as a Policy Analyst.

Education
Ms. Madeleine holds a Bachelor’s Degree in Law from the University of London. She holds the International Diploma in Investment Compliance from the Chartered Institute for Securities and Investment (CISI). She also holds various professional certifications and trainings issued by the International Compliance Association (Certificate in Compliance) and the UNODC (Counter Proliferation Financing Training). Ms. Madeleine has also completed the Oxford Fintech Programme issued by the SAID Business school.

Experience
Ms. Felicie is a Senior Compliance Officer with Deneo Partners (Seychelles) Ltd, ensuring compliance and liaising with the relevant authorities in matters relating to AML/CFT activities. She is also an outsourced compliance officer approved by the Financial Services Authority (FSA), according to the Code of Outsourcing of the Compliance Function of the FSA. Ms. Felicie began her career in the financial services industry in 2006 as an Assistant Accountant with the Non-Bank Financial Services Authority. She worked with several corporate and trust service providers in Seychelles. Ms. Felicie was also employed with Appleby Corporate Services (Seychelles) Limited where she occupied the post of Corporate Administrator and Corporate Services Manager. Prior to joining Deneo Partners, Ms. Felicie was a Compliance and Reporting Officer for a number of years for an FSA regulated Securities Dealer.

Education
Ms. Felicie holds an International Diploma in Investment Compliance with the Chartered Institute for Securities and Investment (CISI) and is currently completing her final papers with the Association of Chartered Certified Accountants (ACCA).

Experience
Mr. Pon-Waye is currently a Senior Compliance Officer with Deneo Partners (Seychelles) Ltd. He is also an approved Outsourced Compliance officer under the Code of Outsourcing of Compliance Function issued by the FSA and ensures that licensees adhere to regulations, domestic legislations, and reporting obligations. He began his career as a Compliance Officer with an International Corporate Service Provider in the Fiduciary Sector and furthered his career within the Capital Markets Sector as a Compliance Officer for two Licensed Securities Dealer Companies regulated by the FSA.

Education
Mr. Pon-Waye holds a Diploma of Higher Education in Law and a professional certification issued by the International Compliance Association (Certificate in Compliance). He additionally completed a course in Transactional Monitoring issued by the International Compliance Association and is currently completing his International Diploma in Investment Compliance with the Chartered Institute for Securities and Investment (CISI).

Experience
Ms. Madeleine is a Senior Compliance Officer with Deneo Partners (Seychelles) Ltd, ensuring compliance and liaising with the relevant authorities in matters related to Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) activities. She is also approved as an Outsourced Compliance Officer by the Seychelles Financial Services Authority (FSA), as per the Code of Outsourcing of the Compliance Function of the FSA. Ms. Madeleine began her career at the Office of the Auditor General and moving on to the Seychelles Public Transport Corporation where she occupied several managerial positions. She joined the financial services industry in 2020 as a Junior Compliance Officer for an FSA regulated Securities Dealer and was then promoted to the post of Compliance Officer.

Education
Ms. Madeleine holds the International Diploma in Investment Compliance with the Chartered Institute for Securities and Investment (CISI). She also holds a Bachelor’s Degree (Hons) in Economic and Social Studies from the University of Manchester, UK, and a Master’s degree in Public Administration from the Eastern and Southern African Management Institute (ESAMI) Tanzania.

Experience
Mrs. Adrienne is a Senior Compliance Officer with Deneo Partners (Seychelles) Ltd, ensuring compliance and liaising with the relevant authorities on matters relating to AML/CFT activities. She is also an outsourced compliance officer approved by the Financial Services Authority (FSA), according to the Code of Outsourcing of the Compliance Function of the FSA. Prior to joining Deneo Partners, Mrs. Adrienne was a Compliance Officer for an FSA regulated Securities Dealer. Mrs. Adrienne began her career as a Retail KYC Officer with Absa Bank Seychelles. She then transitioned to the financial services industry as a KYC Officer for a Securities Dealer firm.

Education
Mrs. Adrienne holds a BSc in Business Administration specializing in International Business from the University of London. She also holds an Advanced Certificate in Regulatory Compliance from the International Compliance Association (ICA). Mrs. Adrienne is currently enrolled in the FSA Scholarship programme, which upon completion she will obtain the Investment Operations Certificate from the Chartered Institute for Securities and Investment (CISI).

Experience
Ms. Irimani is an associate Compliance Officer Consultant of Deneo Partners (Seychelles) Ltd. Ms. Irimani is an approved outsource compliance officer as per the Code of Outsourcing of Compliance Function by the Seychelles Financial Services Authority (FSA). For four and half (4.5) years, she was employed at the FSA as a Senior Business Analyst before moving to the post of Manager of Authorisation of the Capital Markets and Collective Investment Scheme Supervision section. Prior to this, she was a Corporate Administrator with an International Corporate Service Provider. Ms. Irimani is also a qualified trainer who has taught at the University of Seychelles and retains the post of part time lecturer at the Guy Morel Institute of Seychelles.

Education
Ms. Irimani holds a Master’s degree in Public Administration from the Tsinghua University of China, and a Bachelor’s Degree (Hons) in Business Studies and Economics from the University of Manchester, UK. She also holds a professional qualification issued by International Compliance Association (Certificate in Compliance).

Experience
Ms. Ernesta is a Junior Compliance Officer at Deneo Partners (Seychelles) Ltd. She is responsible for providing administrative assistance and support to the Compliance team and contributing towards the development and implementation of internal administrative procedures and controls to enhance the effective management and filing of documentation. Additionally, she ensures the following and enforcing of regulation standards, procedures and supports AML and compliance activities. She began her career through internships which she undertook with the government sector, a private telecommunication company and an international corporate service provider before entering full time employment as a Corporate Services Officer in the Corporate Services Department with an international corporate service provider.

Education
Ms. Ernesta holds a Bachelor’s degree of Science in Business Administration with International Business from the University of London. Prior to pursuing her Bachelor’s degree she began her studies at AS & A2 level with Cambridge international examinations of which she studied Psychology, French and English Literature.